Native Programmatic Finance

import { Runbook, Resource, DataAsset, Credit } from '@ntropii/sdk';
 
Runbook.on('loan_request_received', async (event) => {
  const request = event.payload;
 
  // 1. Identify the Credit Pool Resource (e.g., Maple Pool)
  const creditPool = await Resource.get('maple_pool_v2_alpha');
 
  // 2. Fetch Borrower's Off-Chain Collateral Data
  const collateralData = await DataAsset.fetch(creditPool, {
    type: 'LOAN_COLLATERAL',
    borrowerId: request.borrowerId
  });
 
  // 3. Risk Check: Ensure Loan-to-Value (LTV) is within limits
  const calculatedLTV = request.amount / collateralData.valuation;
  
  if (calculatedLTV > 0.80) {
    console.log('Loan Rejected: LTV too high');
    return;
  }
 
  // 4. Execute the Drawdown (Send Stablecoins to Borrower)
  const tx = await Credit.fundLoan({
    pool: creditPool,
    borrower: request.borrowerAddress,
    amount: request.amount,
    term: request.duration_days
  });
 
  console.log(`Loan Funded. Tx Hash: ${tx.hash}`);
});